CCRCs: Are They Worth It?

Retirement in Bucks County are CCRCs worth it

For many older adults and their families, planning for the future involves more than just financial decisions—it’s also about ensuring comfort, security and peace of mind. One option that often comes to mind is a Continuing Care Retirement Community (CCRC), but with so many other alternatives available, the question may arise… are CCRCs really worth it? 

Grace Inspired Living is here to help break down what CCRCs are, clarify their benefits and identify the key factors to consider before making this important decision. 

Alternative Living Options for Older Adults

The American Association of Retired Persons (AARP) outlines 11 senior housing options to be considered in retirement. Roughly half of those on the list are offered by Grace Inspired Living communities, particularly:  

#2. Age-Restricted Communities – Though our senior living options are so much  
more than your average 55+ neighborhood, we do offer new construction cottages  
that blend independence and community, as well as extensive amenities that  
support an active retirement lifestyle. 

#3. Senior Apartments – Just like the article says, Sellersville Senior Residences are either already fully ADA-accessible or –adaptable, and the property contains 50 low-income senior apartments for rent to qualifying older adults 55+. 

#7. Continuing Care Retirement Communities (CCRCs) – Set in beautiful Bucks  
County, our CCRCs include The Community at Rockhill in Sellersville, PA, and  
Lutheran Community at Telford. 

#8. ‘Assisted Living’ is referred to as Personal Care within our care continuum is  
available within both CCRCs. 

#10. Memory Care is offered through Shepherd’s Way at our Telford campus 

#11. Nursing HomesSkilled Nursing is also part of our full continuum of care at  
both CCRCs. 

What is a CCRC?

A Continuing Care Retirement Community, also known as a “life plan community,” offers a full range of specialized care all in one location — Independent Living, Personal Care and Healthcare (Skilled Nursing), as well as a full range of wellness and supportive services. Residents often move in while they’re still self-sufficient and, as their health needs change, they can seamlessly transition to assisted living, memory care or skilled nursing without ever leaving the community they have grown to love. At Grace Inspired Living CCRCs, residents benefit from an active lifestyle and have peace of mind in secured future care, if needed, with minimal transition. This built-in flexibility is what makes this option unique in comparison to other retirement living. 

The Benefits of CCRCs

CCRCs are designed to support every aspect of a senior’s lifestyle. Some of the biggest advantages include: 

  • Continuing Care: No need to relocate when health needs change! We know that health care needs are not linear, so our support services can be added or excluded as needed.  
  • Community & Connection: Opportunities to discover and develop new friendships through shared dining, events and activities, all under one roof. 
  • Convenience & Amenities: Housekeeping & laundry, restaurants, a fitness center and wellness programs are available. Click below to see what is included in the monthly fee vs. an additional cost.
  • Peace of Mind: Residents and their families know that loved ones will be cared for with a Person-Centered Philosophy as their needs evolve.

Who Is a Good Fit for a CCRC?

We aren’t afraid to admit that CCRCs may not be the right choice for everyone. Here is when they are most recommended: 

  • Seniors with financial assets that can cover the entrance fee and monthly rate. 
  • Couples who want different levels of care in the same community. <!
  • Socially or physically active adults who value friendships, activities and a strong support system. 
  • Predictable costs: Depending on your specific or arrangement, future healthcare expenses can be more manageable. 
  • Planners at heart who want to avoid the stress of relocation when the time comes.

If these factors align with your lifestyle and budget, a CCRC could be well worth the investment! For many, these benefits outweigh the financial investment by providing both stability and a vibrant lifestyle.

Questions to Ask Before Deciding

Before signing an agreement, make sure you have clear answers to the following questions: 

  1. “What type of contract is offered, and how does it address future costs?” 
  2. “What happens if I outlive my resources?” Hint: Check out our Benevolent Care! 
  3. “Which healthcare services are included, and which ones cost extra?”

These questions will help you determine whether a particular CCRC fits both your current needs and long-term goals. 

About Our CCRCs in Pennsylvania

Our communities offer a wide range of residences and floor plans that are designed to best fit your personal preferences.

Lutheran Community at Telford

Living Options:  

  1. Harbinger Terrace Apartments 
  1. The Meadows: Apartments & Cottages 
  1. Luther Village: Apartments, Cottages & Duplexes 
  1. NEW!  Summerfield: Cottages & Carriage Homes 

Continuum of Care at Telford: 

  • Personal Care 
  • Memory Care 
  • Skilled Nursing  
  • Rehabilitation Services

The Community at Rockhill 

Living Options 

  1. Studio  
  1. One-Bedroom 
  1. Two-Bedroom

Your Search Stops Here

Grace Inspired Living Communities offer a spectrum of senior living options, care services and life enrichment to keep life healthy and engaging. Are you or a family member ready to get started with a CCRC? Contact us today and request more information or schedule a personal tour. 

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